What is an Independent Insurance
Broker?
We are... an Independent Insurance Broker,
which means we act as professional insurance advisors operating
an independent
business to serve all your insurance needs. Our dedicated
employees are continually trained through the IBAO (Insurance
Brokers Association of Ontario) and other RIBO (Registered
Insurance Brokers of Ontario) approved programs. We are
experts at simplifying the intricacies of insurance
policies, sharing
our knowledge and presenting our best recommendations to
you, the customer. Our office represents several different
insurance companies and we are, therefore, able to shop
around and negotiate the best premiums matched to the
best coverage
for your protection. Simply put... we work with you to
help you make a more informed decision.
The success of our independent brokerage relies solely
upon satisfying your insurance needs. Therefore, it is
always
in our best interest to continually provide you with
prompt and personal service whenever you are purchasing
or updating
your insurance. If you are ever caught in the unfortunate
circumstance of having to make a claim, we will always
be by your side. We will do our best to assist you quickly
and
to make sure that you are treated fairly by the insurance
company. What is the difference between a Broker and an Agent?
The
difference is simple. As your Independent Insurance Broker... we represent several reputable insurance companies
and negotiate
the best possible coverage and price, on your behalf.
An Insurance Agent, on the other hand, works directly
for
one specific company and can only sell one company’s
policies at a fixed rate. Pricing is non-negotiable.
They do not have
the luxury of choice that you share with us, your Independent
Insurance Broker.
How do I benefit by using an Independent Broker?
You benefit
because of the Accessibility... As your Independent Broker,
we’re located in your community and we’ll
meet with you in person in order to understand
your particular requirements and lifestyle needs. This
makes it easier
for us to maintain a more personal relationship
and
to provide
you with a clearer understanding of your insurance
options.
You benefit because of Qualifications... As your Independent Broker, we are thoroughly educated,
trained and licensed
to sell insurance. We believe we are the most
qualified insurance intermediaries. We continually research
the ever-changing property and casualty marketplace
on
your behalf. We are
experts at sorting out all the complexities of
various insurance
policies from different companies and are able
to present them back to you in a clear and no-nonsense
manner.
You benefit because of Choices... As your
Independent Broker, we are a trained, independent source
of knowledge. We deal
with more than one insurance company on a daily
basis and will do the shopping around for you.
We work
hard to understand
your particular needs, and we will use that
knowledge when searching for the best insurance company.
We provide you
with a greater variety of policy options and
pricing.
You benefit because of Confidentiality... As your Independent Broker, we will at all times
maintain
the highest,
professional standards. We are obligated
to keep all of your information
in the strictest of confidence.
You benefit
because of Peace of Mind... As your Independent Broker,
we work for you...
and will
continually let
you know that we are there for you at all
times. Even in
your hour
of need, should you ever have to make a
claim, you can count on us to ensure that you are
treated fairly
and
professionally. |
